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	Credit Rules - Credit cards are just like a loan-you have to pay what you owe. - Keep track of how much you spend. Remember that incidental and impulse purchases add up fast. - Save your receipts. Compare them with your monthly bill. Promptly report problems   to the company that issued the card. - Never lend your card to anyone. - Owing more than you can repay can damage your credit rating. That can make it hard to finance a car, rent an apartment, get insurance-even get a job. - Pay your bill on time, and in full when possible. If you don't, you'll have to pay finance charges on the unpaid balance-and it takes forever to get caught up if you just pay the minimum. - Federal law limits your liability for unauthorized charges to $50 per card.
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